Terms and conditions

The information below explains the legal terms and conditions (these "Terms") in relation to the Kizoom ("Kizoom") website (the "Site").

Please read these Terms carefully. By accessing or using the Site, you hereby accept and agree to comply with these Terms. These Terms form a binding agreement between you and Kizoom, and governs your access and use of the Site, which includes any information, data, tools, products, services and other content (together, "Content") available on or through the Site. This page is designed to filter out unauthorized users from accessing or using the Site.

These Terms may be amended without notice to you. Your continued use of the Site following any changes will mean that you accept such changes.

Your right to use the Site is subject to your agreement to abide by these Terms, as well as any other rules, procedures, policies, terms or conditions (from time to time) that govern all or any portion of the Site. At any time and for any reason we may revoke your right to use all or any portion of the Site. You may not violate or attempt to violate the security of the Site.

You must keep all Content and your password confidential.

You are solely responsible for maintaining the confidentiality and security of all Content and your password. You may not disclose any Content or your password to any third party, except that you may discuss information that you learn from the Site with your financial, legal or tax advisors, and others with whom you share investment decisions.

You accept full responsibility for any use of your password. You must notify Kizoom immediately of any actual or suspected loss, theft or unauthorized use of your password.

We are not obligated to inquire as to the authority or propriety of any use of or action taken under your password. We will not be responsible for any loss to you that arises from such use or action or from your failure to comply with these provisions.

Content of Website and Liability

The Site is protected by one or more copyrights, patents, database rights, trademarks, servicemarks and/or other intellectual property and proprietary rights that are owned by Kizoom, its affiliates and/or third parties.

You may not remove any copyright, trademark or other proprietary notice or legend contained on (or printed from) the Site. You may not decompose, decompile, reverse engineer, disassemble or otherwise deconstruct all or any portion of the Site. You may not publish, broadcast, retransmit, reproduce, repackage, frame, commercially exploit, create any derivative of or otherwise redistribute all or any portion of the Site except as explicitly permitted in this User Agreement.

You may print copies of any accessible portion of the Site only for your own personal use. You may discuss information that you learn from the Site with your financial, legal or tax advisors, and others with whom you share investment decisions.

Any opinions or estimates included herein constitute a judgment as of the date of publication and are subject to change without notice. No reliance may be placed for any purpose on the information and opinions contained in the Site or their accuracy or completeness and no representation, warranty or undertaking, express or implied, is given as to the accuracy or completeness of the information or opinions contained on the Site.

You represent and warrant that you have full authority and all rights necessary to enter into and fully perform all of your obligations pursuant to these Terms.

KIZOOM DISCLAIMS ALL WARRANTIES WITH RESPECT TO THE SITE THAT THE LAW ALLOWS IT TO DISCLAIM. THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE." WE DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, OF ANY KIND WITH RESPECT TO THE SITE INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT OF INTELLECTUAL PROPERTY AND PROPRIETARY RIGHTS. WITHOUT LIMITING OUR GENERAL DISCLAIMER, WE DO NOT WARRANT THE AVAILABILITY, ACCURACY, COMPLETENESS, TIMELINESS, FUNCTIONALITY, RELIABILITY, SEQUENCING OR SPEED OF DELIVERY OF THE SITE OR ANY PART OF THE CONTENT.

THIS DISCLAIMER OF LIABILITY APPLIES TO ANY AND ALL DAMAGES OR INJURY, INCLUDING THOSE CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF OR USE OF ANY ASSET, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE OR UNDER ANY OTHER CAUSE OF ACTION.

You agree to indemnify, defend and hold harmless Kizoom and its affiliates, agents, employees and third party sources from and against any and all suits, losses, claims, demands, liabilities, damages, costs and expenses (including reasonable attorneys' fees) that arise from or relate to: your use of the Site, your breach of these Terms or any representation, warranty or covenant made by you in these Terms, your violation of any applicable law, statute, ordinance, regulation or of any third party's rights, or claims asserted by third parties which, if proven, would place you in breach of representations, warranties, covenants or other provisions contained in these Terms.

Kizoom is not liable for any technological problems and any impact that they may have.

All or any portion of the Site may not be available and may not function properly at any time. We make reasonable efforts to avoid technological problems, but at any time the Site may have and may cause technological problems such as viruses and other damaging computer programming routines or engines.

We take reasonable security precautions when using the Internet, telephone or other means to transport data or other communications, but we disclaim liability for any interception of data or communications. We make reasonable efforts to ensure that the Site is secure but we do not guarantee the security of the Site.

We are not liable for any damage or injury caused by the performance or failure of performance of all or any portion of the Site. We are not liable for any defects, delays or errors in or resulting from your use of the Site.

Kizoom is not responsible for information on any third party web site that is referred in, or accessible or connected by hyperlink to, the Site.

If you access any third party web site through the Site or otherwise, you do so at your own risk. Hyperlinks to or from the Site do not constitute third party endorsement of, sponsorship by or affiliation with us.

Privacy Policy

This Privacy Policy sets forth the policies of Kizoom with respect to non-public personal information you provide to us. These policies apply to individuals only and may be changed at any time, provided a notice of such change has been given to you.

You may provide us with personal information, such as your name, address, telephone number, social security number, assets and/or income information (i) in subscription agreements and related documents, (ii) in correspondence and conversations with Kizoom representatives; and (iii) otherwise. Under the UK Data Protection Act 1998 (the "Act"), we are required to take measures to protect personal information that we receive from you. This personal information will be placed on our database and, in accordance with the Act, may be kept, used and shared with our associated companies in other countries (including those outside the EEA) in servicing our relationship with you, including for the verification of identity. We will also release information about you if you direct us to do so, if compelled to do so by law or in connection with any government or self-regulatory organisation request or investigation.

Agreement to these Terms

Your use of the Site indicates your full acceptance of these Terms in its then-current form each time you use the Site. If any provision of these Terms is found invalid or unenforceable, that provision shall be enforced to the maximum extent possible and the remaining provisions of these Terms shall remain in full force and effect. These Terms constitute the entire understanding, and supersedes all other understandings, between you and Kizoom concerning the subject matter hereof.